Free Printable Budget Worksheets

The Budget Sheets

Choose a budget sheet and format

Family	HTML	Excel	PDF
Vacation / Travel	HTML	Excel	PDF
Pet Costs	HTML	Excel	PDF
Blank	HTML	Excel	PDF
Custom	HTML

Instructions

Budgeting Expenses

Under Budget Amount, enter the projected cost for the expense. When the month is over, enter the actual cost under Actual Amount. This helps you see how well you estimate your expenses.

Figuring Your Income

In the Summary Calculation section at the bottom of the worksheet, enter your monthly net income. Your Net Income is income after taxes and all payroll deductions have been taken out.

If you get paid weekly, figure four paychecks per month. If you get paid biweekly, figure 2 paychecks per month. This will give you four "extra" paychecks each year to use as a buffer.

If your income fluctuates, make an estimate by averaging the last 12 months.

Do You Have Money to Spare?

In the Summary Calculation section, sum up the total of expenses and subtract that value from your net income. If you end up with a negative number, you will have a deficit by the end of the month.