Bay Shore, New York Mortgage and Housing Information

Population: 23,852
Data Source:US Census Bureau. All figures are from year 2000 unless otherwise noted.

Median price asked in year 2000	$151,800

A comparison of the average prices of homes in Bay Shore, New York and the U.S.
	U.S.	New York	Bay Shore
Median home value in year 2000	$111,800	$147,600	$147,400

Median owner costs for owner-occupied houses and condos in year **2000**
	U.S.	New York	Bay Shore
With a mortgage	$1,088	$1,357	$1,560
Without a mortgage	$295	$457	$672

Types of mortgages for owner-occupied Single-family Houses in Bay Shore (2000)
Mortgage Type	Number of Single-family Houses	Percent of total
Without a mortgage	1,072	23.8%
First Mortgage Only	2,682	59.5%
Second Mortgage and/or Home Equity Loan	751	16.7%
Total	4,505	100%

Median age for males and females (2000).
Males	33
Females	36

Males earn $9,357 (39.1%) more than Females in Bay Shore.

Level of higher education for people over 25 years in Bay Shore (2000).
Level	Number of Males	Percent of Males	Number of Females	Percent of Females
Some College	1,521	20.5%	1,745	23.5%
Associate Degree	581	7.8%	597	8.0%
Bachelor's Degree	913	12.3%	983	13.2%
Master's Degree	396	5.3%	493	6.6%
Professional Degree	159	2.1%	178	2.4%
Doctorate Degree	57	0.8%	28	0.4%
Total (at least some college)	3,627	48.9%	4,024	48.3%
Total over 25	7,424	100%	8,334	100%

What Will Your Monthly Payment Be?

Purchase Price

Down Payment

Interest Rate

Term of the Loan