Ballston Spa, New York Mortgage and Housing Information

Population: 5,556
Data Source:US Census Bureau. All figures are from year 2000 unless otherwise noted.

Median price asked in year 2000	$95,000

A comparison of the average prices of homes in Ballston Spa, New York and the U.S.
	U.S.	New York	Ballston Spa
Median home value in year 2000	$111,800	$147,600	$98,800

Median owner costs for owner-occupied houses and condos in year **2000**
	U.S.	New York	Ballston Spa
With a mortgage	$1,088	$1,357	$1,135
Without a mortgage	$295	$457	$353

Types of mortgages for owner-occupied Single-family Houses in Ballston Spa (2000)
Mortgage Type	Number of Single-family Houses	Percent of total
Without a mortgage	286	27.4%
First Mortgage Only	609	58.4%
Second Mortgage and/or Home Equity Loan	147	14.1%
Total	1,042	100%

Median age for males and females (2000).
Males	34
Females	37

Males earn $6,875 (31.6%) more than Females in Ballston Spa.

Level of higher education for people over 25 years in Ballston Spa (2000).
Level	Number of Males	Percent of Males	Number of Females	Percent of Females
Some College	280	16.1%	300	17.3%
Associate Degree	124	7.1%	201	11.6%
Bachelor's Degree	289	16.6%	278	16.0%
Master's Degree	153	8.8%	180	10.4%
Professional Degree	44	2.5%	5	0.3%
Doctorate Degree	38	2.2%	8	0.5%
Total (at least some college)	928	53.5%	972	47.0%
Total over 25	1,736	100%	2,067	100%

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