Baldwin, New York Mortgage and Housing Information

Population: 23,455
Data Source:US Census Bureau. All figures are from year 2000 unless otherwise noted.

Median price asked in year 2000	$195,100

A comparison of the average prices of homes in Baldwin, New York and the U.S.
	U.S.	New York	Baldwin
Median home value in year 2000	$111,800	$147,600	$195,200

Median owner costs for owner-occupied houses and condos in year **2000**
	U.S.	New York	Baldwin
With a mortgage	$1,088	$1,357	$1,837
Without a mortgage	$295	$457	$726

Types of mortgages for owner-occupied Single-family Houses in Baldwin (2000)
Mortgage Type	Number of Single-family Houses	Percent of total
Without a mortgage	1,572	26.2%
First Mortgage Only	3,517	58.7%
Second Mortgage and/or Home Equity Loan	900	15.0%
Total	5,989	100%

Median age for males and females (2000).
Males	35
Females	38

Males earn $11,393 (36.9%) more than Females in Baldwin.

Level of higher education for people over 25 years in Baldwin (2000).
Level	Number of Males	Percent of Males	Number of Females	Percent of Females
Some College	1,520	21.4%	1,479	20.8%
Associate Degree	485	6.8%	780	11.0%
Bachelor's Degree	1,541	21.6%	1,820	25.6%
Master's Degree	670	9.4%	951	13.4%
Professional Degree	271	3.8%	228	3.2%
Doctorate Degree	56	0.8%	40	0.6%
Total (at least some college)	4,543	63.8%	5,298	60.7%
Total over 25	7,119	100%	8,730	100%

What Will Your Monthly Payment Be?

Purchase Price

Down Payment

Interest Rate

Term of the Loan