Adams, New York Mortgage and Housing Information

Population: 1,624
Data Source:US Census Bureau. All figures are from year 2000 unless otherwise noted.

Median price asked in year 2000	$46,000

A comparison of the average prices of homes in Adams, New York and the U.S.
	U.S.	New York	Adams
Median home value in year 2000	$111,800	$147,600	$65,600

Median owner costs for owner-occupied houses and condos in year **2000**
	U.S.	New York	Adams
With a mortgage	$1,088	$1,357	$804
Without a mortgage	$295	$457	$342

Types of mortgages for owner-occupied Single-family Houses in Adams (2000)
Mortgage Type	Number of Single-family Houses	Percent of total
Without a mortgage	140	42.7%
First Mortgage Only	155	47.3%
Second Mortgage and/or Home Equity Loan	33	10.1%
Total	328	100%

Median age for males and females (2000).
Males	35
Females	39

Males earn $9,475 (58.2%) more than Females in Adams.

Level of higher education for people over 25 years in Adams (2000).
Level	Number of Males	Percent of Males	Number of Females	Percent of Females
Some College	81	17.9%	90	19.9%
Associate Degree	59	13.0%	74	16.3%
Bachelor's Degree	61	13.5%	79	17.4%
Master's Degree	32	7.1%	30	6.6%
Professional Degree	0	0.0%	8	1.8%
Doctorate Degree	2	0.4%	0	0.0%
Total (at least some college)	235	51.9%	281	43.1%
Total over 25	453	100%	652	100%

What Will Your Monthly Payment Be?

Purchase Price

Down Payment

Interest Rate

Term of the Loan