Gardner, Massachusetts Mortgage and Housing Information

Population: 20,770
Data Source:US Census Bureau. All figures are from year 2000 unless otherwise noted.

Median price asked in year 2000	$118,800

A comparison of the average prices of homes in Gardner, Massachusetts and the U.S.
	U.S.	Massachusetts	Gardner
Median home value in year 2000	$111,800	$182,800	$104,100

Median owner costs for owner-occupied houses and condos in year **2000**
	U.S.	Massachusetts	Gardner
With a mortgage	$1,088	$1,353	$998
Without a mortgage	$295	$406	$317

Types of mortgages for owner-occupied Single-family Houses in Gardner (2000)
Mortgage Type	Number of Single-family Houses	Percent of total
Without a mortgage	1,048	30.1%
First Mortgage Only	1,974	56.6%
Second Mortgage and/or Home Equity Loan	465	13.3%
Total	3,487	100%

Median age for males and females (2000).
Males	36
Females	38

Males earn $9,627 (48.2%) more than Females in Gardner.

Level of higher education for people over 25 years in Gardner (2000).
Level	Number of Males	Percent of Males	Number of Females	Percent of Females
Some College	1,328	18.3%	1,361	18.8%
Associate Degree	625	8.6%	799	11.0%
Bachelor's Degree	731	10.1%	737	10.2%
Master's Degree	242	3.3%	265	3.7%
Professional Degree	114	1.6%	47	0.6%
Doctorate Degree	24	0.3%	16	0.2%
Total (at least some college)	3,064	42.3%	3,225	45.8%
Total over 25	7,238	100%	7,048	100%

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